Ambalika Roy Appointed as Director & Chief Business Officer at BankU India Ltd

Ambalika Roy Appointed as Director & Chief Business Officer at BankU India Ltd

Ambalika Roy has been appointed as the Director & Chief Business Officer at BankU India Ltd, marking a major leadership infusion for one of India’s fastest-growing fintech companies. With over 15 years of experience across payment ecosystems, banking alliances, and enterprise partnerships, her appointment signals BankU India’s commitment to accelerating its financial inclusion mission and strengthening its national-scale fintech capabilities.


Ambalika joins BankU India with an exceptional track record across leading fintech institutions. She was a founding member of the Banking Alliances & Partnerships division at Razorpay, where she played a pivotal role in building the company’s nationwide banking network. Before that, she spent over 12 years at PayU, managing and expanding partnerships with PSU, cooperative, private, and multinational banks across India. Her deep expertise spans payment gateway strategy, omnichannel banking, digital financial services expansion, BNPL ecosystems, TSP operations, and high-impact B2B partnership growth.


Welcoming her to the leadership team, BankU India’s Founder & CEO, A. K. Mehra, highlighted the transformative potential of her appointment. He noted that Ambalika brings strategic capability, strong industry credibility, and extensive relationships across RBI-regulated entities, NBFCs, banks, payment operators, and enterprise networks. Her leadership, he emphasized, will significantly strengthen BankU India’s journey toward building India’s most trusted digital inclusion infrastructure.


In her new role as Director & CBO, Ambalika Roy will lead BankU India’s national banking alliances, partnerships with NBFCs and insurance companies, enterprise and government projects, expansion of the company’s 200+ API ecosystem, and nationwide growth of the BankU Seva Kendra network. She will also drive revenue across key digital financial services, including payments, AEPS, lending, BBPS, remittance, and digital verification stacks. Her leadership aligns with the company’s mission to create next-generation financial infrastructure rooted in accessibility, compliance, and innovation.


Expressing her enthusiasm, Ambalika stated that BankU India has built extraordinary momentum in digital public infrastructure, API-led fintech advancements, and rural financial access. She looks forward to contributing to its expansion across every district of the country and to shaping a future-ready financial ecosystem for businesses and citizens alike.


With her appointment, BankU India strengthens its vision of building a national fintech ecosystem, a robust B2B and B2A service infrastructure, and a high-compliance API stack serving startups, enterprises, and government programs. As the company scales toward becoming one of India’s next major fintech institutions, Ambalika Roy’s leadership marks a decisive step in its ongoing transformation and nationwide growth trajectory.

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